Considering A Small Business Loan?

Small business is the lifeblood of the American economy. So too are small business loans, which help get ventures off the ground and running. However, getting the right kind of loan — with favorable terms for your business — is no easy task, especially for the uninitiated.

At Roberts, Marcilliat & Mills, we can help you explore your options, avoid pitfalls and make informed decisions when it comes to small business corporate financing.

Work With Lawyers Who Understand The Business World

Our lawyers understand business. We're not only attorneys, but also entrepreneurs with strong experience getting enterprises funded. Attorney A.P. Roberts helped raise $2.5 million for 1st Atlantic Insurance Group (then called First Atlantic Surety), which he co-founded. This kind of hands-on track record is rare among business lawyers.

Understanding Your Options

Business loans come in all shapes and sizes. Generally speaking, they fall into three broad categories:

  • Commercial loans through private banks
  • SBA loans (which are funded by banks, but backed by the Small Business Administration)
  • Seller financing

Within these categories, there are countless variations when it comes to:

  • Terms and covenants
  • Repayment schedule
  • Personal guarantees
  • Rates and fees

Position Your Business For Success

Because many of these items are negotiable, you need to come to the table with a clear position on what you want and why. That's where our lawyers can help. We understand how to prepare strong corporate loan applications. We have insight on what lenders typically look for. And we will work diligently to pursue the ideal loan with terms and conditions that benefit your business.

Cut through the red tape. Closing on a small business loan can be an intensive process. It might take months to complete. Let us handle the red tape, while you as the entrepreneur focus on building your business.

To get started now, call 800-403-7786 or contact us online. We offer flexible appointment hours (weekdays, evenings and weekends), and we have offices in Charlotte, Raleigh, Greensboro and Wilmington, North Carolina.